Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1340 Fairway Terrace, Rocky Mount, NC 27804

House Description

DOWNSIZING? FIRST HOME? INVESTING? Looking for a 2-bedroom, 2-bath, 2-car attached garage, freestanding home (not a townhome)? Looking for easy home maintenance? Looking for a quiet conveniently located neighborhood? Looking for VALUE -- high quality for great price? YOU FOUND IT! This hidden gem sits in a quiet cul-de-sac of 9 similar but individual attractive freestanding homes that form ''The Pines of Rocky Mount''. Yes, there is a minimally restrictive low-cost HOA fee of $720 per year, but that covers regular lawn maintenance. And the home is low-maintenance in other ways -- NEW architectural shingle roof, NEW Trane 15-SEER HVAC with a 10-year warranty (energy-efficient), NEW sewer line from home to municipal line, easy care vinyl siding. LOCATION! Close to major shopping, restaurants, entertainment, fitness centers, and medical care. This spacious 1438 sq ft home features a large deck, covered front porch, a fireplace, lots of windows with plantation shutters, 2 bedrooms (on opposite ends of the home) , a large open living room, a dining room (could also be a home office), a beautiful large eat-in kitchen, and gorgeous landscaping (think Azalea Festival gorgeous). BEST OF ALL, this home is a great VALUE. Compare it to the other freestanding 2-bed/2-bath/2-car garage homes currently on the market in Rocky Mount, Nash, or Edgecombe Counties and you will find its price, its HOA fee, and its property taxes are the lowest. Make your appointment today before someone else discovers it!

Highlights

Listed by Belinda Faulkner , 252-904-2558 Moorefield Real Estate LLC , 252-442-8900. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.09

HOA Fee

720 Annually

Year Built

1988

County

Nash

Neighborhood

The Pines

Listing ID

100554065

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile

Basement:Crawl Space

Other:Master Downstairs,Entrance Foyer,Ceiling Fan(s),Blinds/Shades,Built-in Features,Eat-in Kitchen,Gas Log

Other:Public

Exterior Features

Lot:Cul-De-Sac,Level,Corner Lot,Wooded,Landscaped,Fencing: Partial,Fencing: Back Yard,Fencing: Wood,Fencing: Fenced

Lot Dimensions:54 x 86

Garage Capacity:2

Zoning:RES 6k SQFT

Roof:Architectural Shingle,Shingle

Others:Storm Doors

Parking Features:Garage Faces Front,Attached,Asphalt,Garage Door Opener,Lighted,Off Street,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$1,133

Taxes

$140

HOA

$720

Home Price

$219,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$43,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,133.19

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,133.19	$140.19	$720.00	$1,993.38
Yearly	$13,598.28	$1,682.24	$8,640.00	$23,920.51
Total	$407,948.39	$50,467.05	$259,200.00	$717,615.44