Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1015 Saddlebrook Dr, Rocky Mount, NC 27804

House Description

Beautiful ''like new'' and hard-to-find ranch home in the desirable Saddlebrook subdivision! This move-in ready home features stylish LVP flooring throughout and fresh interior paint, creating a bright and modern feel. The updated kitchen offers granite countertops, a gas stove, stainless steel appliances, and a pantry, all opening seamlessly to a spacious breakfast/dining area--perfect for everyday living and entertaining. This home also comes with an upgraded CPI security system valued at $1000. The primary suite is a true retreat, complete with dual sinks, a large 5-foot walk-in shower, private water closet, and the added bonus of two closets for ample storage. Nicely sized guest bedrooms share an updated bath featuring tasteful tile accents. Step outside to enjoy a large, fenced backyard offering both privacy and plenty of space to relax, play, or entertain. Enjoy the ease of one-floor living with convenient access to everything you need--just minutes to shopping, dining, healthcare, and recreation. Ideally located approximately 16 minutes to Pfizer, 10 minutes to Rocky Mount Mills, 11 minutes to Battle Park, and an easy 38-minute drive to Downtown Raleigh. Welcome home!

Highlights

Listed by Mary L Kromenhoek , 919-244-7343 and James Kromenhoek , 919-244-7114 Howard Perry & Walston Realtors HS , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

532 Annually

Year Built

2023

County

Nash

Neighborhood

Saddlebrook

Listing ID

100567775

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Gas Oven, Built-In Microwave, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Vinyl

Other:Walk-in Closet(s),Entrance Foyer,Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,386

Taxes

$171

HOA

$532

Home Price

$269,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$53,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,386.21

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,386.21	$171.49	$532.00	$2,089.70
Yearly	$16,634.55	$2,057.85	$6,384.00	$25,076.40
Total	$499,036.46	$61,735.50	$191,520.00	$752,291.96