Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Cobblestone Ct, Rocky Mount, NC 27804

House Description

Welcome to low-maintenance living in the highly desirable Cobblestone community! This beautifully designed 3-bedroom, 3.5-bath home offers a thoughtfully planned floor plan with a spacious first-floor primary suite, making everyday living both comfortable and convenient. In addition, the HOA takes care of the lawn allowing you truly step back. Step inside to discover a bright kitchen, soaring vaulted ceiling, a warm gas fireplace flanked by built-in bookcases, and a bright sunroom complete with wet bar. These spaces create a peaceful retreat with a quiet, private feel throughout. The true laundry room, abundant storage, and walk-in attics provide exceptional functionality. Upstairs, both secondary bedrooms feature their own private bathrooms, offering ideal accommodations for family or guests. Additional highlights include brand new HVAC unit, two water heaters, a spacious two-car garage, a private patio perfect for relaxing and a brand-new chair lift providing convenient access from the garage to the main living area. If you're looking for comfort, convenience, and low-maintenance living in one of the area's most desirable communities, this Cobblestone gem is ready to welcome you home!

Highlights

Listed by Sterling Grimes , 252-813-8216 Foote Real Estate Group , 252-314-8206. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

3900 Annually

Year Built

1999

County

Nash

Neighborhood

Cobblestone

Listing ID

100590151

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Cooktop, Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,154

Taxes

$266

HOA

$3,900

Home Price

$418,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$83,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,154.04

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,154.04	$266.48	$3,900.00	$6,320.52
Yearly	$25,848.48	$3,197.70	$46,800.00	$75,846.18
Total	$775,454.42	$95,931.00	$1,404,000.00	$2,275,385.42