Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

105 Shallow Ford Dr, Rockingham, NC 28379

House Description

This home is not only centrally located in the states but close to a variety of golf courses, game land and race tracks. Custom-built, one-owner home is a must-see. It is rare to find a home on Ledbetter Lake, especially one with all the extras. Open concept with a large island, pantry, utility room, living and dining area with fireplace. First floor master bedroom and ensuite bathroom with Jacuzzi tub and separate shower. This home also features a office or playroom on the side for easy access. Take a break and enjoy the porch with the remote-control awning, gutters, and gutter guards. Downstairs features another family room, bedrooms, and a large glass porch. If you need a private office or climate-controlled storage, this home has it with a separate entrance. WAIT -- this home also has its own beach area and a separate entrance to it. Boathouse with 3 lifts, fishing bay area, and 10x12 storage building. Water pump from the lake for watering plants. Circular private driveway and a double carport. This home truly needs to be seen to appreciate all the extras.

Highlights

Listed by Debra Parsons , 910-995-6306 Coldwell Banker Preferred Properties , 910-895-6960. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.87

HOA Fee

36 Annually

Year Built

1993

County

Richmond

Neighborhood

Not In Subdivision

Listing ID

100574774

Questions about this listing?

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Payment Breakdown

Principal Interest

$3,597

Taxes

$445

HOA

$36

Home Price

$698,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$139,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,596.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,596.94	$444.97	$36.00	$4,077.91
Yearly	$43,163.25	$5,339.70	$432.00	$48,934.95
Total	$1,294,897.57	$160,191.00	$12,960.00	$1,468,048.57