Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

432 Lumyer Rd, Rockingham, NC 28379

House Description

Need room to spread out without paying custom home prices? This well-maintained home offers 1,835 Sq ft of main-level living plus an additional 1,834 Sq ft of finished basement space ideal for multi-generational living, entertaining, working from home, or creating the ultimate recreation area. The finished walk out basement includes a large family room, laundry room, full bathroom, storage, and flex room with endless possibilities! Major structural improvement has already been completed (May 2026) for the new owner. Professionally installed Geolock Foundations Wall (details attached in the documents and pictures) *Newly updated a few photos to showcase the homes seasonal landscaping and blooming outdoor features.

Highlights

Listed by Ashley Hughes , 910-995-1991 RE/MAX Southern Realty , 910-895-9191. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.63

Year Built

1974

County

Richmond

Neighborhood

Kinwood

Listing ID

100551677

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Cooktop, Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Basement:Exterior Entry,Interior Entry,Walk-Out Access,See Remarks

Other:Walk-in Closet(s),Ceiling Fan(s),Basement,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,545

Taxes

$191

Home Price

$299,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$59,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,545.45

Principal

Taxes