Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

103 Thoroughbred Run, Richlands, NC 28574

House Description

$5000 Buyer Use as YOU Choose!! Welcome to this gorgeous one story 3 bed 2.5 bath home located in Stallion Acres in the city of Richlands with NO HOA and outside city limits! When you walk in you'll notice the inviting open floor plan with natural light and LVP flooring throughout the home! Larson Storm Doors have been added on the front and back offering an abundance of natural light. It really is incredible! The great room is spacious and has an upgraded fan and lighting package. The kitchen is definitely the heart of the home!! It has soft close cabinets, tons of counter space, pantry, granite countertops, and shiplap on the front bar area. The dining room is open to the kitchen and great room, making it perfect for entertaining. The owners suite is not only roomy but it is set away from the other bedrooms for added privacy and also has an upgraded fan and lighting package! The owners ensuite has beautiful details such as a walk in closet, upgraded mirrors, granite countertops and cabinet space. The other two bedrooms are ample in size and feature a jack and jill bath with granite countertops and cabinets with great storage space. The front yard has a large covered porch where you can sit and enjoy a cup of your favorite sweet tea! The backyard highlights a covered screened in porch, large open space for all your little ones including any fur babies, and a privacy fence to keep them safe while enjoying a bug free night or day! You will love all the little details this home has to offer! Don't miss your chance, it could be the one!

Highlights

Listed by Michelle Ruiz Church , 910-545-1740 HomeSmart Connections , 910-378-7737. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.5

Year Built

2023

County

Onslow

Neighborhood

Stallions Acres

School District

Onslow

Listing ID

100584532

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Refrigerator, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP

Other:Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,855

Taxes

$229

Home Price

$359,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,854.64

Principal

Taxes