Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

127 Louise Ln, Richlands, NC 28574

House Description

Custom farmhouse living at its finest on over 3 acres with no HOA and no city taxes. This beautifully designed one-story home offers 2,765 heated square feet, 3 bedrooms, 2.5 baths, and a split-bedroom layout that delivers both comfort and privacy. Inside, you'll find custom LVP flooring throughout, an open-concept design, and upscale finishes that give the home both warmth and style. The kitchen is built to impress with an oversized island, custom granite countertops, custom tile backsplash, a European gas range with pot filler, and a butler's pantry that makes entertaining and everyday life easy. Just off the oversized primary bedroom, the custom tile bath feels like a private spa with a freestanding jetted tub and a custom tile walk-in shower. Out back, the covered patio offers a perfect place to relax and enjoy the space and freedom that come with over 3 acres. Complete with a built-in storage area and 2-car garage, this home delivers the custom details buyers want with the peaceful setting they've been hoping to find. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Highlights

Listed by Vance Murphy , 678-761-0798 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

3.29

Year Built

2024

County

Onslow

Neighborhood

Not In Subdivision

School District

Onslow

Listing ID

100564402

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Trash Compactor, Built-In Microwave, Refrigerator, Dishwasher, Gas Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s),See Remarks

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,736

Taxes

$462

Home Price

$725,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$145,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,736.07

Principal

Taxes