Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

121 Cottle Ct, Richlands, NC 28574

House Description

Bring the whole family--this spacious and beautifully designed home by 70 West Builders has room for everyone! Featuring 4 bedrooms, 3.5 baths, and situated on a generous .51-acre lot in a quiet cul-de-sac, this home offers both space and functionality. Step inside to find modern LVP flooring throughout the entire first and second floors, creating a seamless and low-maintenance living environment. The stunning kitchen is sure to impress with white cabinetry, granite countertops, and a classic subway tile backsplash, opening to a welcoming living space with custom built-in shelving. The dining room features elegant coffered ceilings, while cedar plank shiplap-style accent walls in the primary and guest bedrooms add warmth and character throughout the home. Upstairs, the third floor offers a private suite complete with a full bathroom--ideal for a teenager, extended family, or visiting guests. Step outside to enjoy the expansive fenced-in backyard, perfect for entertaining, pets, or play--plus additional yard space extending beyond the fence for even more room to enjoy. This home truly combines space, style, and versatility--don't miss your opportunity to make it yours!

Highlights

Listed by Marvelous Realty LLC , 443-365-6241 and Ina Shavel-Shockley , 443-365-6241 Coldwell Banker Sea Coast Advantage , 910-378-0455. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.51

HOA Fee

40 Annually

Year Built

2014

County

Onslow

Neighborhood

Cottle Branch

School District

Onslow

Listing ID

100568404

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Refrigerator, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Walk-in Closet(s),Tray Ceiling(s),Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,009

Taxes

$249

HOA

$40

Home Price

$389,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,009.23

Principal

Taxes

HOA