Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 Cottle Ct, Richlands, NC 28574

House Description

$7,000 seller concession or do as you choose. PRICED TO SELL! This Cameron floor plan is composed of 3 bedrooms, 2.5 baths with 2,196 heated Square Feet. The 1st floor consists of LVP and ceramic tile flooring and new lighting, new ceiling fan, and an unused wood burning fireplace. Modern open floor concept includes a kitchen with granite countertops and a stainless-steel fridge (2022), and kitchen island. Walk-up the stairs on cedar wood stairs to the 2nd floor consisting of ceramic tile hallway. 3 bedrooms have carpet flooring with walk-in closets. With about ½ acre lot, you can enjoy the privacy of the fully fenced backyard with an extended patio sized at 34.5 x 16. Enjoy lots of parking a 2 - car garage, as well as additional parking on side of home for RV (with hookup) or boat.

Highlights

Listed by Jarvais Roco , 910-650-9302 RE/MAX Homestead Swansboro , 252-764-2982. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.48

HOA Fee

110 Annually

Year Built

2014

County

Onslow

Neighborhood

Cottle Branch

School District

Onslow

Listing ID

100592583

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Vinyl,Ceramic Tile

Other:Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,649

Taxes

$204

HOA

$110

Home Price

$319,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$63,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,648.97

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,648.97	$203.99	$110.00	$1,962.97
Yearly	$19,787.69	$2,447.92	$1,320.00	$23,555.62
Total	$593,630.76	$73,437.71	$39,600.00	$706,668.47