Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

119 Montgomery St, Raleigh, NC 27607

House Description

Welcome to 119 Montgomery Street, a rare 3 or 4 bedroom, 1940s Cape Cod opportunity in the highly sought-after Wilmont and University Park neighborhoods. Beautifully positioned on an expansive 0.32-acre lot with approximately 80 feet of frontage, this charming brick home sits on a picturesque, sidewalk-lined street. Inside, you'll find spacious formal living and dining areas, complemented by a comfortable family room that overlooks the stunning, deep backyard—perfect for relaxing or entertaining. A partially finished basement offers added flexibility with both interior and exterior access, providing excellent space for a recreation room, home office, workshop, or storage. Enjoy an unbeatable location within easy walking distance of the Reedy Creek Trail (Meredith Greenway), Ridgewood Shopping Center, and neighborhood parks. Just minutes from NC State University and Downtown Raleigh, you will experience the convenience of city living paired with a vibrant community. Whether you're looking for a move-in ready home to enjoy immediately or seeking a premier property with exceptional expansion potential, this residence presents a unique opportunity. Whether you're looking for a home to enjoy immediately or seeking a premier property with exceptional expansion potential, this residence presents a unique opportunity. The home is move-in ready as it stands and is also an outstanding candidate for a future addition or renovation.

Highlights

Listed by John O'Neal , 919-559-7337 O'Neal & Company , 919-559-7337. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.32

Year Built

1948

County

Wake

Neighborhood

Wilmont

Listing ID

10178501

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Range, Refrigerator

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Hardwood,Wood

Above Ground Sq Ft:1969

Below Ground Sq Ft:346

Basement:Daylight,Exterior Entry,Finished,Interior Entry,Partial,Partially Finished,Walk-Out Access,Workshop

Other:Breakfast Bar,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Stone Counters,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,818

Taxes

$525

Home Price

$934,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$186,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,817.73

Principal

Taxes