Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

12113 Pawleys Mill Cir, Raleigh, NC 27614

House Description

PRICE IMPROVEMENT! Now $849,900 — Motivated Seller Says Bring All Offers! Closing Assistance may be available with reasonable offer. This 4-bedroom, 3.5-bath home offers luxury, comfort, and long-term convenience all in one. An elevator provides effortless access from the garage to the second floor, making this home as functional as it is beautiful. A whole-house generator, tankless water heater, and two brand-new HVAC systems (2025) mean peace of mind from day one. (Elevator, HVACs and Whole House Generator have been recently serviced (July 2026)). Inside, you'll find new hardwood floors, elegant plantation shutters, and expansive living spaces bathed in natural light. The chef's kitchen features a large island with prep sink, double ovens, and a sunny breakfast nook. The master suite is a true retreat with tray ceilings, a luxurious walk-in shower, soaking tub, and a custom-finished walk-in closet. A dedicated office with built-ins, formal living and dining rooms, and a REC room with kitchenette offer space for every lifestyle. Step outside to the screened porch and take in sweeping golf course views — the perfect backdrop for morning coffee or evening sunsets. With two staircases plus the elevator, a smart garage door, and a downstairs laundry room, every detail has been thoughtfully designed. Nestled in sought-after Wakefield Plantation with low HOA dues ($27/month), this move-in-ready home is minutes from shopping, dining, and major commuter routes. Don't miss this one — schedule your showing today! Please see Homes Features Sheet for additional details.

Highlights

Listed by Charieese Sutton , 919-671-4483 Choice Residential Real Estate , 919-720-4991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

322 Annually

Year Built

2002

County

Wake

Neighborhood

Wakefield

Listing ID

10166647

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Bar Fridge, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Free-Standing Refrigerator, Ice Maker, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:4406

Below Ground Sq Ft:0

Other:Bar,Bookcases,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Dual Closets,Elevator,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Stone Counters,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wet Bar,Wired for Sound,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,380

Taxes

$555

HOA

$322

Home Price

$849,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$169,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,379.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,379.71	$554.76	$322.00	$5,256.47
Yearly	$52,556.52	$6,657.13	$3,864.00	$63,077.65
Total	$1,576,695.48	$199,713.90	$115,920.00	$1,892,329.38