Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

205 Rattan Bay Dr, Raleigh, NC 27610

House Description

You have found the perfect starter home in a scenic community only 15 minutes to Downtown Raleigh and 30 minutes to RDU Airport. You're sure to enjoy the community pool, tennis courts, playground, and several lakes including one right across the street. And with a new roof installed in 2026, new HVAC and water heater in 2024, and newer range, dishwasher and microwave - you can kick back and enjoy your surroundings even more. The living room has a soaring ceiling filled with natural light and a wood burning fireplace for those cozy nights. The layout is perfect for entertaining with a formal dining room and a breakfast nook with French doors leading to the deck. Heading up the stairs and across the catwalk the spacious owner's suite includes a cathedral ceiling, double vanity, walk in shower and a garden tub. Two more bedrooms and a full bath complete the second floor. One car garage provides plenty of additional storage space and the private backyard has lots of potential. Don't miss out on this darling home in the perfect location!

Highlights

Listed by Angelina Corroo , 262-455-1559 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

197 Quarterly

Year Built

1996

County

Wake

Neighborhood

Village Lakes

Listing ID

10177564

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave, Refrigerator

Air Cond:Central Air

Fireplaces:Living Room,Wood Burning

Floor:Carpet,Vinyl

Above Ground Sq Ft:1686

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Double Vanity,Separate Shower,Soaking Tub

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,701

Taxes

$232

HOA

$197

Home Price

$330,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$66,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,700.56

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,700.56	$231.53	$197.00	$2,129.08
Yearly	$20,406.70	$2,778.30	$2,364.00	$25,549.00
Total	$612,200.86	$83,349.00	$70,920.00	$766,469.86