Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1228 S State Street C, Raleigh, NC 27610

House Description

EPIC opportunity to live 5 minutes from downtown & the future Downtown South district with parks, greenways, retail & soccer stadium! This updated condo puts you in the center of it all--dining, entertainment, trails, and green space at your doorstep. Inside, you'll find LVP flooring throughout, a freshly painted interior, and an upgraded kitchen with white shaker cabinets, stainless appliances, and a tile backsplash. Bathroom is fully tiled with sleek vanity and a semi-frameless shower! Each bedroom has ceiling fans, a 2021 tankless water heater adds efficiency, and the private back porch gives you your own outdoor space. HOA covers lawn care, roof, and exterior of the units, so less time maintaining and more time entertaining! Brand new roof! Just nine minutes from Walnut Creek Music Venue--this home blends modern updates with a cozy, close-to-everything location.

Highlights

Listed by Brette Davis , 507-822-1980 Davis & Main Real Estate , 507-822-1980. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

198 Monthly

Year Built

1983

County

Wake

Neighborhood

The Villas at State Street

Listing ID

10166994

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:

Floor:Vinyl,Tile

Above Ground Sq Ft:734

Below Ground Sq Ft:0

Other:Smooth Ceilings,Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$979

Taxes

$164

HOA

$198

Home Price

$189,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$37,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$978.59

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$978.59	$163.96	$198.00	$1,340.55
Yearly	$11,743.13	$1,967.49	$2,376.00	$16,086.62
Total	$352,293.77	$59,024.70	$71,280.00	$482,598.47