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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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2320 Bernard St , Raleigh, NC 27608
$295,000
Est. Payment: $1,520.20/mo
2 Bed
1 Bath
654 Sqft
Status: active | Days on site: 57
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Tucked into a charming cottage-style community just moments from Five Points, McNeill Street, and some of Raleigh's favorite local shops, restaurants, and gathering spots, this sweet 2-bedroom, 1-bath condominium offers a rare opportunity to own close to downtown for under $300,000. Inside, you'll find fresh updates where they matter most, including a beautifully renovated bathroom featuring classic tilework, a stylish new vanity, updated lighting, and a refreshed shower that blends timeless character with modern comfort. The single-level floor plan lives easily, with two bedrooms, comfortable living spaces, and plenty of potential for a future owner to add their own personal touches and build even more value over time. Enjoy a location that puts you minutes from everything that makes Raleigh special—from morning coffee runs and neighborhood restaurants to parks, greenways, and downtown events. Whether you're looking for a low-maintenance primary residence, a lock-and-leave lifestyle, or an investment opportunity in one of Raleigh's most desirable areas, this cottage delivers. Affordable. Charming. Rare.

Highlights

Listed by Elizabeth Cranfill , 919-802-4574 and Lowry Liggon , 919-524-3827 Insight Real Estate , 919-802-4574. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

300 Monthly

Year Built

1950

County

Wake

Neighborhood

The Cottages at Whitaker

Listing ID

10172044

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer Stacked
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Hardwood,Tile,Wood
Above Ground Sq Ft:654
Below Ground Sq Ft:0
Other:Ceiling Fan(s),Crown Molding,Master Downstairs,Shower Only,Smooth Ceilings,Stone Counters,Walk-In Shower
Other:Public

Exterior Features

Lot:Landscaped
Zoning:R-10
Roof:Shingle
Others:Rain Gutters,Front Porch,Patio
Sewer:Public Sewer
Parking Features:Asphalt,On Street,Open,Parking Lot,Unassigned
Principal Interest
$1,520
Taxes
$199
HOA
$300

Home Price

$295,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$59,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,520.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,520.20 $199.23 $300.00 $2,019.42
Yearly $18,242.35 $2,390.71 $3,600.00 $24,233.06
Total $547,270.46 $71,721.30 $108,000.00 $726,991.76

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Raleigh, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-01T23:27:03.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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