Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

404 Shinleaf Pond Trl, Raleigh, NC 27614

House Description

Crafted by Homestead Building Company, this striking residence now with FINISHED BASEMENT is set in a private cul-de-sac within North Raleigh's prestigious Shinleaf Estates. This thoughtful design features a main level Owner's Suite with spa-inspired Bath and separate Guest ensuite BR. The Chef's Kitchen & Island opens to a spacious Family Room, Breakfast Room and Dining Room, while a separate Scullery/Pantry enhances functionality. Upstairs includes two ensuite Bedrooms, a large Rec Room & Office w/Private Bath & WIC. Outdoor living features a Covered Rear Porch w/Outdoor Grilling Station & Fireplace and ideal backyard space for optional Pool Package. The open handrail staircase leads to a Finished Basement with 12ft Ceilings to dramatically expand the living area to include Rec Room, Wet Bar and additional Flex/Exercise Room with Full Bath offering versatile uses. The 3-car Garage completes this exceptional offering minutes from North Raleigh's premier shopping and dining!

Highlights

Listed by John Young , 919-271-8820 and Leslie Young , 919-280-5401 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.99

HOA Fee

2100 Annually

Year Built

2026

County

Wake

Neighborhood

Shinleaf Estates

Listing ID

10115757

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:7
▪ Full Bathrooms:6
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Gas Range, Microwave, Plumbed For Ice Maker, Range Hood, Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room,Gas Log,Outside

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:4050

Below Ground Sq Ft:1490

Basement:Concrete,Daylight,Finished,Walk-Out Access

Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Separate Shower,Smart Thermostat,Smooth Ceilings,Soaking Tub,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Wet Bar,Office

Other:Public

Exterior Features

Lot:Back Yard,Cul-De-Sac,Hardwood Trees,Irregular Lot,Landscaped,Partially Cleared,Wooded

Lot Dimensions:118 x 419 x 89 x 372

Zoning:R-80W

Roof:Shingle

Others:Built-in Barbecue,Gas Grill,Outdoor Kitchen,Private Yard,Rain Gutters,Covered,Front Porch,Rear Porch

Sewer:Septic Tank

Parking Features:Attached,Driveway,Garage,Garage Door Opener,Inside Entrance

Payment Calculator

Payment Breakdown

Principal Interest

$11,981

Taxes

$120

HOA

$2,100

Home Price

$2,325,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$465,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$11,981.20

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$11,981.20	$119.93	$2,100.00	$14,201.13
Yearly	$143,774.44	$1,439.11	$25,200.00	$170,413.55
Total	$4,313,233.31	$43,173.30	$756,000.00	$5,112,406.61