Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5221 Stream Bank Ct, Raleigh, NC 27603

House Description

Nestled on nearly an acre in a serene setting, this custom-built home offers the perfect blend of space, comfort, and convenience! The thoughtfully designed layout features a main-level primary suite, while upstairs you'll find three additional bedrooms, a dedicated office, and TWO versatile bonus rooms--ideal for today's flexible living needs, including a second home office. One of the larger rooms upstairs includes a private en-suite bath, making this home especially well-suited for multigenerational living or hosting guests with ease. Whole house filtration system is an added bonus to high end finishes like hardwood floors on main, quartz counters, custom range hood, gas cooktop, garage wired for electric car,, built-in drop zone by the garage entrance, and detailed ceiling design in the dining. Ideally located just 20 minutes from downtown Raleigh, with quick access to I-540, commuting is effortless. Enjoy being just minutes from award-winning healthcare and everyday conveniences, including a nearby Costco. Modern, bright and airy! Come experience what makes this one-of-a-kind home truly special!

Highlights

Listed by Anastasia Bubnova , 408-930-6271 Choice Residential Real Estate , 919-720-4991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.96

HOA Fee

456 Annually

Year Built

2021

County

Wake

Neighborhood

Meadows of Banks

Listing ID

10160733

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Electric Oven, Dishwasher, Disposal, Gas Cooktop, Refrigerator, Water Purifier Owned

Air Cond:Heat Pump,Multi Units,Zoned

Fireplaces:Gas Log,Propane

Floor:Carpet,Ceramic Tile,Hardwood,Tile

Above Ground Sq Ft:3322

Below Ground Sq Ft:0

Other:Open Floorplan,Master Downstairs,Quartz Counters,Smooth Ceilings,Wired for Data,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,989

Taxes

$360

HOA

$456

Home Price

$774,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$154,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,988.58

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,988.58	$360.18	$456.00	$4,804.76
Yearly	$47,862.98	$4,322.10	$5,472.00	$57,657.08
Total	$1,435,889.28	$129,663.00	$164,160.00	$1,729,712.28