Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3604 Bretton Mill Dr, Raleigh, NC 27616

House Description

New Roof! Hardwood Floors! Whole Home Water Filtration! Whirlpool Tub! Welcome to 3604 Bretton Mill Drive — a beautifully maintained home in the desirable Northeast Raleigh area offering the perfect combination of comfort, style, and convenience. Inside, you'll find an inviting floor plan featuring finished hardwood floors on the main level and durable luxury vinyl plank flooring upstairs. The spacious kitchen is highlighted by granite countertops, ample cabinetry, and functional prep space ideal for both everyday living and entertaining. You and your guests will enjoy purified water in your whole home water filtration system by Rainsoft! Freshly painted throughout, this home is move-in ready and complemented by updated 2" faux wood blinds, generous natural light, and thoughtfully designed living spaces. The owner's suite offers a relaxing retreat complete with a whirlpool garden tub, walk-in closet, and spacious bath layout. Enjoy outdoor living year-round from the screened-in patio overlooking the backyard — perfect for morning coffee or evening gatherings. Additional features include an attached garage with extra storage space and a recently replaced roof for added peace of mind. Conveniently located near Harris Creek Elementary, in the McKinley Mill subdivision, this home provides quick access to I-540, shopping, dining, Lowes Foods, Triangle Town Center, and major commuter routes throughout the Triangle. Don't miss the opportunity to own this beautifully updated home in one of Northeast Raleigh's fastest-growing and most convenient locations! Roof replaced in 2025, home has been freshly painted

Highlights

Listed by Jon Bolding , 828-413-2435 eXp Realty, LLC - C , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

400 Annually

Year Built

2005

County

Wake

Neighborhood

McKinley Mill

Listing ID

10172254

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Exhaust Fan, Microwave, Range, Self Cleaning Oven, Water Heater, Water Purifier

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:

Floor:Hardwood,Vinyl,Wood

Above Ground Sq Ft:2652

Below Ground Sq Ft:0

Other:Bar,Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Smooth Ceilings,Stone Counters,Walk-In Shower,Whirlpool Tub,Wired for Sound,Bonus Room

Other:Public

Exterior Features

Lot:Back Yard,Few Trees,Front Yard

Zoning:R-4

Roof:Asphalt,Shingle,See Remarks

Others:Private Yard,Rain Gutters,Covered,Deck,Enclosed,Front Porch,Patio,Porch,Screened

Sewer:Public Sewer

Parking Features:Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Inside Entrance,Lighted,Side By Side,Storage

Payment Calculator

Payment Breakdown

Principal Interest

$2,314

Taxes

$326

HOA

$400

Home Price

$449,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,313.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,313.79	$325.65	$400.00	$3,039.44
Yearly	$27,765.47	$3,907.78	$4,800.00	$36,473.25
Total	$832,964.20	$117,233.40	$144,000.00	$1,094,197.60