Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4200 Clava Dr, Raleigh, NC 27616

House Description

Awesome 4 bedroom home in popular Highland Creek. Great location! Close to 540 with easy access to WF, Raleigh, RDU. New roof in 2023. Large office with French doors where you can work and look out your sunny front window. Additional flex room downstairs with hardwoods. Can be used as second office, guest room, or playroom. New disposal and microwave. Refrigerator conveys. Huge, fully fenced yard. Over a quarter of an acre. This large corner lot boasts an oversized side yard as well. Perfect for cooks outs! All wood floors downstairs. Beautiful granite countertops. Screened porch keeps bugs out while you enjoy nice summer evenings. Oversized half bath downstairs leaves room to add a shower if needed. Upstairs, you'll find 4 very spacious bedrooms and a large loft. Built ins in loft can be used for decor or additional office space. Beautiful electric fireplace in loft. Can be used for heat or just ambiance. Upstairs laundry for convenience. Oversized primary suite with tons of natural light. HOA includes clubhouse, pool, tennis at a very affordable price. See it today!

Highlights

Listed by Jennifer Spencer , 919-602-7411 and Tabitha Holen , 919-559-5459 Spencer Properties , 919-602-7411. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

385 Semi-Annually

Year Built

2013

County

Wake

Neighborhood

Highland Creek

Listing ID

10181313

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Range, Microwave, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Electric,Family Room,Gas Log,See Remarks

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:2608

Below Ground Sq Ft:0

Other:Built-in Features,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Smooth Ceilings,Soaking Tub,Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,056

Taxes

$316

HOA

$385

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,056.13	$316.28	$385.00	$2,757.41
Yearly	$24,673.55	$3,795.36	$4,620.00	$33,088.91
Total	$740,206.49	$113,860.80	$138,600.00	$992,667.29