Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1018 Tipton St, Raleigh, NC 27610

House Description

LOOK AT THIS RECENT PRICE ADJUSTMENT - This modern urban townhome, built in 2022 & ideally located near Downtown Raleigh, offers an exceptional opportunity to enjoy stylish city living. Situated only minutes from historic Chavis Park, this home blends contemporary design with convenient access to Raleigh's vibrant downtown scene. Featuring 3 bedrooms & 2.5 baths, this thoughtfully designed home is filled with natural light thanks to expansive windows & soaring 10-foot ceilings. The sleek modern light fixtures & wood floors throughout the main living areas create a warm yet sophisticated feel. The kitchen is a true centerpiece, showcasing a stylish backsplash, spacious island & stainless steel appliances. The first-floor bedroom offers excellent flexibility, making it ideal for a guest suite, private home office, or workout space/gym. One of many standout features is the impressive rooftop deck, where you can enjoy panoramic views of Raleigh. Adding even more appeal, the community HOA permits short-term rentals, creating potential for added income or investment flexibility. With its modern finishes, versatile layout, great rooftop views & prime location near downtown, this townhome presents a rare opportunity to enjoy convenience, comfort & urban sophistication in one of Raleigh's most exciting areas.

Highlights

Listed by Dwayne Leatherwood , 919-500-8901 ERA Live Moore , 919-500-7570. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

127 Monthly

Year Built

2022

County

Wake

Neighborhood

Cumberland St Townhomes

Listing ID

10160801

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Free-Standing Electric Oven, Microwave, Self Cleaning Oven, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Wood

Above Ground Sq Ft:1447

Below Ground Sq Ft:0

Other:Bathtub Only,Entrance Foyer,High Ceilings,Kitchen Island,Living/Dining Room Combination,Pantry,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,551

Taxes

$361

HOA

$127

Home Price

$495,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,550.84

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,550.84	$361.03	$127.00	$3,038.86
Yearly	$30,610.04	$4,332.30	$1,524.00	$36,466.34
Total	$918,301.29	$129,969.00	$45,720.00	$1,093,990.29