Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

714 Sao Miguel Ln, Raleigh, NC 27610

House Description

Biltmore by: KB Home is NOW OFFERING PERSONALIZED TOWNHOMES—giving you the opportunity to customize the design, finishes, and features to match your style and how you want your home to live. Discover the perfect blend of comfort, efficiency, and location in this beautifully designed 3-bedroom, 2.5-bath town-home offering 1,471 sq ft of thoughtfully planned living space. The open-concept floor plan creates a seamless flow between the living area and a spacious entertainer's kitchen—ideal for hosting friends or enjoying everyday life with ease. Upstairs, all three bedrooms are generously sized and filled with natural light, creating bright, inviting retreats. The conveniently located second-floor laundry closet keeps daily routines simple and efficient. Built with energy certification and encapsulated spray-foam attic insulation, this home delivers year-round comfort and long-term savings. Location is where this home truly shines. Just minutes from the downtown core, you'll enjoy quick access to standout restaurants, shopping, and entertainment, plus easy connectivity to I-40 and nearby NC State University. Outdoor enthusiasts will appreciate nearby walking trails and parks, while walkable bus access expands commuting flexibility and lifestyle convenience. This is low-maintenance town-home living with high-impact lifestyle benefits—an exceptional opportunity in a connected and growing area.

Highlights

Listed by L. Calvin Ramsey , 919-573-4550 Ramsey Realtors Team Inc , 919-427-4328. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

120 Monthly

Year Built

2026

County

Wake

Neighborhood

Biltmore Heights

Listing ID

10180903

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, Stainless Steel Appliance(s)

Air Cond:Dual,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1471

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Granite Counters,Pantry,Shower Only,Smart Thermostat,Smooth Ceilings,Storage,Walk-In Closet(s),WaterSense Fixture(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,593

Taxes

$197

HOA

$120

Home Price

$309,205

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$61,841

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,593.40

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,593.40	$197.12	$120.00	$1,910.52
Yearly	$19,120.76	$2,365.42	$1,440.00	$22,926.18
Total	$573,622.93	$70,962.55	$43,200.00	$687,785.47