Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

775 Union St St, Raeford, NC 28376

House Description

Ben Stout Construction presents The Magnolia floorplan. A stunning 2-story with a first-floor primary bedroom. The open concept main floor boasts a family room with a fireplace that flows into the informal dining area. Enjoy the spacious kitchen island with space for seating. The first-floor primary suite features an ensuite with dual sinks and a large walk-in closet. The main floor has a laundry room and a half bath. The second floor includes three bedrooms, a full bath, and an open loft space. Continuing the appeal, Bedford Highlands in Raeford is a gated community in Hoke County offering comfort and amenities. Children attend Upchurch Elementary, East Hoke Middle, and Hoke County High. The neighborhood includes a clubhouse, swimming pool, fitness center, and walking areas, making it ideal for relaxed living with plenty of recreation. Located near shopping, dining, hospitals, golf and Fort Bragg (approximately 30-minutes). Estimated completion February 2026. Welcome Home!

Highlights

Listed by TIER ONE REAL ESTATE SERVICES , 910-568-6127 and ELIZABETH STUART , 910-364-3943 COLDWELL BANKER ADVANTAGE - YADKIN ROAD , 910-486-5353. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

440 Annually

Year Built

2026

County

Hoke

Listing ID

LP757887

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave, Range

Floor:Hardwood,Vinyl,Tile

Other:Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,Living/Dining Room Combination,Master Downstairs,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,803

Taxes

$223

HOA

$440

Home Price

$349,950

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,990

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.36

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,803.36	$223.09	$440.00	$2,466.46
Yearly	$21,640.37	$2,677.12	$5,280.00	$29,597.49
Total	$649,211.18	$80,313.53	$158,400.00	$887,924.71