Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

407 Rustic Ct, Pollocksville, NC 28573

House Description

Serene Country Living Meets Modern Luxury! Situated on a private 2+acre lot between New Bern and Havelock, this beautifully maintained home offers 5,844 total square feet of living space. Officially listed as a 3- bedroom home with an additional flexible 4th bedroom setup, it features 3.5 baths, a designated office, a convenient mudroom/laundry area, and a light-filled sunroom retreat. Upstairs, the expansive finished room over the garage (FROG) serves as an ideal bonus room or media hub, complete with built-in shelving, an electric fireplace and a 110' pull-down screen with projector (installed in 2024). The mail-level primary bedroom suite boasts an electric fireplace, smart shades, and a custom built-in shelving in both the bedroom and walk-in closet. The renovated primary bath (2025) showcases solid surface Swanstone in the shower and on the floor, complimented by sleek smart mirrors. In the heart of the home, the kitchen offers granite countertops, a gas stove/oven, and a cozy breakfast nook overlooking the peaceful wooded backyard. Additional updates include new hardwood flooring (2023), tankless gas rinnai water heater and updated plumbing (2023), expansive new deck (2025), and extensive walk-in attic storage. Check the documents section for a complete list of home improvements! You'll want to make this your home tomorrow!

Highlights

Listed by Norma Charboneau Wagaman , 252-723-1734 RE/MAX Ocean Properties , 252-222-3222. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

2.12

HOA Fee

60 Annually

Year Built

2001

County

Craven

Neighborhood

Home Place

Listing ID

100593180

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Gas Oven, Gas Cooktop, Down Draft, Built-In Gas Oven, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Gas Range

Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Smart Thermostat,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$3,994

Taxes

$494

HOA

$60

Home Price

$775,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$155,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,993.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,993.73	$494.06	$60.00	$4,547.80
Yearly	$47,924.81	$5,928.75	$720.00	$54,573.56
Total	$1,437,744.44	$177,862.50	$21,600.00	$1,637,206.94