Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

650 Salter Path Rd Unit 203, Pine Knoll Shores, NC 28512

House Description

This beautiful two-bedroom, two-bath condo is located in Pine Knoll Shores. A charming coastal town on the island. Situated in the Ocean Bay Villas, a waterfront community sitting on the sound along the Intracoastal Waterway. Blending coastal charm with comfortable style in a truly relaxing environment. Den/dinning room does have a closet you could use as a third bedroom. While is is not oceanfront, the ocean is directly across the road, with private beach access just a few steps away. Offering a peaceful and private soundside setting, this condo is ideal as either a full time residence or a private weekend getaway.

Highlights

Listed by Kathy Hall Heckman , 252-342-0976 Kathy Heckman Realty , 252-342-0976. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

8800 Annually

Year Built

1983

County

Carteret

Neighborhood

Ocean Bay Villas

Listing ID

100547391

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Electric Oven, Built-In Microwave, Refrigerator, Ice Maker, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Vinyl

Basement:Exterior Entry

Other:Elevator,Ceiling Fan(s),Blinds/Shades

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,139

Taxes

$265

HOA

$8,800

Home Price

$415,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$83,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,138.58

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,138.58	$264.56	$8,800.00	$11,203.14
Yearly	$25,662.97	$3,174.75	$105,600.00	$134,437.72
Total	$769,888.96	$95,242.50	$3,168,000.00	$4,033,131.46