Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

119 McGinnis Dr, Pine Knoll Shores, NC 28512

House Description

Experience effortless coastal living in sought-after McGinnis Point, where boating, beach days, and low-maintenance living come together in one exceptional waterfront community. Perfectly positioned second row to the Bogue Sound, this one-level garden home offers a rare 90-degree sound view from the beautifully designed front hardscape patio and sitting area -- the ideal setting for morning coffee, sunset gatherings, or simply enjoying the coastal breeze. Designed for those who want to spend less time on upkeep and more time enjoying the Crystal Coast lifestyle, the HOA DOES ALL EXTERIOR MAINTENANCE INCLUDING WEEKLY LAWN MAINTENANCE, painting and roof repair, insect control. In addition, internet and cable are all covered by HOA. This community allows for easy full-time living or a carefree second home retreat. Just moments away, residents enjoy private community amenities including a boat ramp, day dock, boat storage, pool, tennis courts, and exclusive oceanfront parking with beach access. Whether your perfect day includes boating on the sound, relaxing on the beach, or entertaining friends after a day on the water, McGinnis Point delivers the coastal lifestyle so many dream about -- all within a peaceful, beautifully maintained community. ***NEW WINDOWS INSTALLED IN JUNE***

Highlights

Listed by Michele Moffitt , 919-749-6115 Keller Williams Crystal Coast , 252-515-7291. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

5688 Annually

Year Built

1990

County

Carteret

Neighborhood

Mcginnis Point

Listing ID

100552992

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$3,221

Taxes

$398

HOA

$5,688

Home Price

$625,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$125,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,220.75

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,220.75	$398.44	$5,688.00	$9,307.19
Yearly	$38,649.04	$4,781.25	$68,256.00	$111,686.29
Total	$1,159,471.32	$143,437.50	$2,047,680.00	$3,350,588.82