Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

318 Settlers Pointe Dr, Pikeville, NC 27863

House Description

Imagine a life where your mornings start with a cup of coffee in a beautiful kitchen featuring sleek stainless steel appliances. At 318 Settlers Pointe Drive, the heart of the home is an open floor plan, perfect for both intimate family dinners and lively gatherings with friends. The primary suite is your personal retreat with a spacious walk-in closet to keep everything organized. Working from home? A separate office space with elegant double glass doors offers the perfect blend of productivity and privacy. Outside, a generous half-acre fenced yard invites afternoons of play or quiet relaxation under the Carolina sky. Fresh paint and a thoughtful layout make this home feel brand new, while the garage and dedicated laundry room add convenience to your everyday routine. This is more than a house; it's an opportunity to create a life you love. Homes like this are special, so schedule your visit today and see it all for yourself!

Highlights

Listed by Joann Stewart , 919-368-7440 HomeTowne Realty Clayton East , 919-550-4800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

34 Monthly

Year Built

2021

County

Wayne

Neighborhood

Settlers Pointe

Listing ID

10147102

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1505

Below Ground Sq Ft:0

Other:Kitchen Island,Pantry,Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,366

Taxes

$152

HOA

$34

Home Price

$265,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$53,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,365.60

Principal

Taxes

HOA