Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

208 S Merganser Dr, Pikeville, NC 27863

House Description

PRICE IMPROVEMENT PLUS FRESH PAINT THROUGHOUT! Step into modern comfort on .34 of an acre in this 2020 built ALL BRICK one level home in Mallard Pointe. With 3 bedrooms, 2 baths, dining room (or flex room) and 1820 heated sq ft of thoughtfully designed living space, this home balances style & functionality seamlessly. Enjoy stainless steel appliances, induction & convection oven & cooktop, garbage disposal specifically designed for septic systems, upgraded faucet, granite countertops, ample cabinetry, & beautiful tile backsplash in the gourmet kitchen. LVP flooring extends throughout the home with carpet in the bedrooms. Owners' suite offers tray ceiling, upgraded closet system in the walk-in closet & the owners bath boasts dual sinks & remote flushing bidet-the list is endless! The spacious 2 car attached garage with electric car charger adds to the many wonderful features of this home making this one the perfect choice. Close to I-795, HWY 70 W, shopping & SJAFB. Experience the perfect blend of convenience and modern living-schedule your showing today!

Highlights

Listed by Catherine Tanner , 919-344-1131 Atlantic Coastal Real Estate, Llc , 919-344-1131. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.34

HOA Fee

1452 Annually

Year Built

2020

County

Wayne

Neighborhood

Mallard Pointe

School District

Wayne County Public Schools

Listing ID

100572700

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Laminate

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$1,545

Taxes

$191

HOA

$1,452

Home Price

$299,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$59,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,545.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,545.45	$191.19	$1,452.00	$3,188.63
Yearly	$18,545.36	$2,294.24	$17,424.00	$38,263.59
Total	$556,360.72	$68,827.05	$522,720.00	$1,147,907.77