Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

113 Joy Ave, Pikeville, NC 27863

House Description

Well-maintained 3-bedroom, 2-bath home situated on 1.47 flat, usable acres with no HOA. This inviting home features a spacious living room with a fireplace, an eat-in kitchen, a separate dining room, and a bright sunroom offering additional living space and views of the property. One of the full baths has been updated. The property includes an attached garage as well as an oversized 24' x 24' detached garage with 100-amp electrical service, perfect for a workshop, storage, or hobby space. The crawlspace has been professionally encapsulated and includes a dehumidifier for added peace of mind. Major updates include a tankless water heater and replacement of all plumbing with PEX piping. Enjoy the privacy and flexibility of 1.47 level acres featuring mature grape vines and a plum tree. With no HOA and plenty of room for gardening, recreation, equipment, or future projects, this property offers the perfect blend of comfort, functionality, and outdoor space.

Highlights

Listed by April Stephens , 919-651-4663 and SHELBY WHITE , 910-366-9171 eXp Realty, LLC - C , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.47

Year Built

1995

County

Wayne

Neighborhood

Blueberry Hill

Listing ID

10170726

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave, Tankless Water Heater

Air Cond:Central Air,Electric

Fireplaces:Living Room,Masonry,Propane

Floor:Carpet,Vinyl

Above Ground Sq Ft:1702

Below Ground Sq Ft:0

Other:Dining L,Eat-in Kitchen,Master Downstairs,Separate Shower,Soaking Tub,Storage,Water Closet

Other:Well,See Remarks

Payment Calculator

Payment Breakdown

Principal Interest

$1,494

Taxes

$152

Home Price

$289,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$57,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,493.91

Principal

Taxes