Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

108 Byron Ct, Oxford, NC 27565

House Description

$12,000 Closing Cost for Buyer to use for Potentially Buying Down Interest Rate! $442K for 2780 finished SF + 800 ' WALK-UP ATTIC & 4 BRs in Oxford Park Sub. w/ Community POOL COMPLEX. 30x16 GR w/ FP & Bookcases, opens to spacious Kitchen w/ GRANITE on counters, Island, & desk. 1/2 bath & laundry off Kitchen. SUNROOM has wall of Windows & walks out to freshly painted DECK. Large black aluminum FENCED back yard which is ready for Kids, Dogs, & ENTERTAINING. Permanent Outdoor SCREEN for MOVIES ! .54 Acre lot goes beyond fence to WOODS. Foyer has two ARCHED doorways to front OFFICE / LR ( can be potential main flr small BR) and across hall to DR. WOOD flrs on main level & in 2025 Capet installed upstairs. Gigantic Primary Suite w/ TREY Ceiling opens to SITTING or private Office area. . 3 & 1/2 baths w/ Master having whirlpool Tub + Shower; Hall bath installed shower/tub & tile surround in 2020; Jack & Jill bath between two other Bedrms. 4th Bedrm can be large BONUS.3rd flr Walk- up Attic for LOTS of storage. Attached 2 car garage Easy walk to SWIMMING POOLS which can join for separate fee as not included in yearly $275 HOA fees. Sidewalks all thru friendly neighborhood. Athletic Park w/ Soccer and Baseball fields next door . This is one of the largest hones in Oxford Park!

Highlights

Listed by Ann Hancock , 919-691-0834 Wills Hancock Properties, Inc , 919-693-2257. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.54

HOA Fee

275 Annually

Year Built

2005

County

Granville

Neighborhood

Oxford Park

Listing ID

10162648

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Water Heater, Microwave, Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:

Floor:Carpet,Ceramic Tile,Hardwood

Above Ground Sq Ft:2780

Below Ground Sq Ft:0

Other:Bathtub Only,Bathtub/Shower Combination,Bookcases,Ceiling Fan(s),Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Pantry,Room Over Garage,Separate Shower,Shower Only,Smooth Ceilings,Storage,Tray Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,278

Taxes

$434

HOA

$275

Home Price

$442,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$88,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,277.72

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,277.72	$434.05	$275.00	$2,986.77
Yearly	$27,332.60	$5,208.64	$3,300.00	$35,841.24
Total	$819,978.12	$156,259.20	$99,000.00	$1,075,237.32