Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

122 Military St, Oxford, NC 27565

House Description

ACTIVE JULY 16th!! Timeless character meets modern luxury in this beautifully RENOVATED Craftsman home in the heart of Historic Downtown Oxford. Renovated in 2023, the home retains the charm of a by gone era with thoughtful modern functionality. The large lot sits on a quiet, beautifully maintained, tree lined street only four blocks away from downtown. Enjoy one level living with an amazing unfinished but Heated BASEMENT and WORKSHOP. Bright, open, and airy floor plan flows beautifully and is enhanced by 10' ceilings. This home features 3 bedrooms, 2 updated baths, updated kitchen, large family room, living room, dining room. Major renovations in 2023 include NEW ROOF, Luxury Vinyl Plank flooring, custom crafted kitchen w/ floor to ceiling cabinets, gold accent knobs & faucet, farm sink, recessed lighting, quartz countertops, upgraded windows, front porch & back deck, custom moldings, remodeled bathrooms with tub & tile surround plus new fixtures, updated laundry, updated lighting. Also new in 2023; Refrigerator, Washer/Dryer and blinds. HVAC was replaced in 2024! Private back deck overlooks large fenced yard with fruit trees, flowering shrubs, room to garden, and a large STORAGE SHED. Walk or roll to very close by Children's Park, Tennis & Basketball Courts, Softball Fields, Downtown Historic Oxford w/ Shops, Gyms, Restaurants, Bakery, Brewery's and Festivals. Quick access to I-85 provides easy commute to RTP, RDU, and all of Raleigh/Durham. Pass on the ordinary and live extraordinary!

Highlights

Listed by Ann Hancock , 919-691-0834 Wills Hancock Properties, Inc , 919-693-2257. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.42

Year Built

1925

County

Granville

Neighborhood

Not in a Subdivision

Listing ID

10178993

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Electric Water Heater, Free-Standing Electric Range, Free-Standing Range, Oven, Plumbed For Ice Maker, Range, Range Hood, Refrigerator, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Great Room,Living Room

Floor:Vinyl,Plank

Above Ground Sq Ft:1920

Below Ground Sq Ft:0

Basement:Concrete,Heated,Unfinished,Workshop

Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Smooth Ceilings,Office

Other:Public

Exterior Features

Lot:Back Yard,Cleared,Front Yard,Garden,Landscaped,Level,Open Lot,Orchard(s),Rectangular Lot,See Remarks

Lot Dimensions:65' x 240' x 65' x 240'

Zoning:R

Roof:Shingle

Others:Fenced Yard,Garden,Private Yard,Rain Gutters,Storage,Covered,Deck,Front Porch,Patio,Porch

Sewer:Public Sewer

Parking Features:Driveway,Gravel,On Street,Unpaved

Payment Calculator

Payment Breakdown

Principal Interest

$2,023

Taxes

$336

Home Price

$392,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$78,500

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,022.63

Principal

Taxes