Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

113 Denard St, Oxford, NC 27565

House Description

$395K + $10,000 Closing Cost/Outside Paint Allowance INCLUDES HBW @ Asking Price! Secluded on 1.81 acres, this custom- built 3,077 SF RANCH is in Oxford but NO CITY TAXES, COUNTY TAXES only! The 3 BEDRMS, all on main level, each has a private bathroom + 1/2 bath off 32' foyer. The right side wing has the Primary Bedrm ( 21.5' x 14' ) w/ a HANDICAP walk-in shower. This wing leads to 21.7' x 14 'tiled flr SUNROOM next to 18'6 X 12.6' Dining Rm . (Family chandelier does NOT stay). This can be a BONUS/ PLAYROOM, too. The 19. 5 x 18.6 Family Rm has built-in BAR, , Brick Fireplace, and opens to 42' DECK 20,9 x 12,9 eat-in kitchen also steps out to DECK. + has 9,10 x 8,2 Laundry. Off the kitchen is a 13'11 x 12'7 Living Rm which can be a Dining Rm . The left -side wing has two BIG Bedrms ( 21.9 x 14,8 & 15 x 13,9 ) with two baths. Oak wood floors in majority of home, plus tile and LVP Flrs. The massive Deck overlooks an amazing , PRIVATE cleared yard , surrounded by WOODS & backed by a STREAM , Has a long paved/ cement drive that circles down to 40 xx 30 PARKING Pad. On well & Septic so NO city water and sewer bills! Denard St is a private street with No recorded Road Maintenance Agreement. However, neighbors recently jointly paid for street to be PAVED. May need inside loan or cash which loan will not require a recorded road maintenance agreement. Please check with Lender to see if Road Maintenance Agreement will be needed BEFORE Booking Appointment! Denard is off Williamsboro St/Hwy 158 & across from Maluli Drive. It has easy access to town and I-85 !

Highlights

Listed by Ann Hancock , 919-691-0834 Wills Hancock Properties, Inc , 919-693-2257. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.81

Year Built

1987

County

Granville

Neighborhood

Not in a Subdivision

Listing ID

10163155

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Electric Range, Dishwasher, Electric Cooktop, Electric Water Heater, Refrigerator, Oven, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room

Floor:Carpet,Hardwood,Vinyl,Tile,Wood

Above Ground Sq Ft:3077

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bookcases,Ceiling Fan(s),Entrance Foyer,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,036

Taxes

$231

Home Price

$395,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,035.52

Principal

Taxes