Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

107 Edgewood Dr, Oxford, NC 27565

House Description

TOTAL REDUCTION OF OVER $50,000 to $435K + HBW for BUYER! A GREAT DEAL for this totally REMODELED BRICK RANCH on 2.18 Ac Corner lot + 33x20 Detached Heated Garage. BUYER could convert to IN-LAW Suite or AIR B & B. as has 1/2 bath, sink, 2 refrigerators, TV, REC Rm area & DECK. Main home has 2038 SF, 4 BR , 3.5 BAs. Ample parking w/ 3 Driveways leading to Front Door, Attached Garage & Detached BRICK GARAGE / WORKSHOP (892 SF, Heated/AC.) 2026 IMPROVEMENTS: Power washed house, drives, Freshly painted DECK, 3 large SHEDS, shutters, installed Hot Water Heater, completed primary bath upgrades w/ NEW walk-in shower ; 2025 Renovations Included opening walls to create 30 x 20 LR & kitchen ; salvaged lumber from historical buildings by using Wooden BEAMS as Columns & for support creating an OPEN floor plan, giving character & easy country living to the home, NEW kitchen ,appliances, cabinets , installed OAK floors in kitchen, den ,foyer, & primary BR, + refinished all other WOOD floors throughout &, painted inside! This home boasts a large primary BR suite w/ additional outside private entrance. Cozy Den w/ FP includes separate entrance. Continuous improvements thru the years: 2019 HVAC; 2018 ROOF; 2017 Split HVAC system in detached garage; w/ electrical panel & generator plug, well pump; 2015 Septic upgraded; 2010 Detached garage w/ 892 SF & Deck constructed + large concrete parking pad & drive! A Covered PATIO leads to single attached garage & fenced back yard. Room to grow w/ 835' paved Road frontage on 3 streets/ play area for soccer or future POOL or potentially another HOME built. Home Warranty included. NOTHING LEFT FOR BUYER TO DO BUT BUY & MOVE IN! NO HOA FEES, NO recorded restrictive covenants, NO CITY TAXES !!! Just 3 minutes from downtown Oxford & I-85.

Highlights

Listed by Ann Hancock , 919-691-0834 Wills Hancock Properties, Inc , 919-693-2257. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

2.18

Year Built

1965

County

Granville

Neighborhood

Not in a Subdivision

Listing ID

10162621

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Cooktop, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Den

Floor:Carpet,Ceramic Tile,Hardwood

Above Ground Sq Ft:2038

Below Ground Sq Ft:0

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,242

Taxes

$150

Home Price

$435,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$87,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,241.64

Principal

Taxes