Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Spring Grove Dr, Oxford, NC 27565

House Description

Experience exceptional one-level living in this beautifully designed 3-bedroom, 2.5-bath home with a private office, where timeless Southern charm meets modern luxury. Thoughtfully crafted for today's lifestyle, this brand-new floor plan offers open, functional living spaces and the opportunity to personalize every detail. Customize your dream home with striking wood accent walls, a stylish barn door, oversized designer tile, and a color palette that perfectly reflects your style. Every finish has been carefully selected to create a home that is both elegant and functional. Looking for additional space? A companion floor plan featuring this same incredible design, plus a second-floor guest suite and bonus room, is coming soon. Built by award-winning ECI Custom Homes, Inc., this home delivers the exceptional craftsmanship, attention to detail, and customization opportunities that have made ECI one of the area's premier custom home builders. Build a home that's uniquely yours and designed to fit the way you live.

Highlights

Listed by Sharon Evans , 919-271-3399 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.3

HOA Fee

600 Annually

Year Built

2026

County

Granville

Neighborhood

Hatcher Creek

Listing ID

10182394

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Air Cond:Central Air,Heat Pump

Fireplaces:Great Room,Insert

Floor:See Remarks

Above Ground Sq Ft:2005

Below Ground Sq Ft:0

Basement:Crawl Space

Other:See Remarks

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,448

Taxes

HOA

$600

Home Price

$475,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$95,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,447.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,447.77	$0.08	$600.00	$3,047.86
Yearly	$29,373.27	$1.00	$7,200.00	$36,574.27
Total	$881,198.20	$30.00	$216,000.00	$1,097,228.20

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Questions about this listing?

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Neighborhood

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Average Days on Market

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