Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Spring Grove Dr, Oxford, NC 27565

House Description

Customize Your Dream Home! This thoughtfully designed 2,448-square-foot, 3-bedroom, 3.5-bath home offers the perfect combination of luxury, flexibility, and exceptional craftsmanship. The first-floor office/guest room provides the ideal space for working from home or accommodating overnight guests, while the open-concept floor plan seamlessly connects the chef-inspired kitchen, spacious family room, and dining area—perfect for both everyday living and entertaining. Step outside to enjoy the screened porch, creating the perfect extension of your living space for relaxing or hosting family and friends. The oversized 2-car garage offers ample room for vehicles, storage, and hobbies. Need more space? Add an optional 330-square-foot bonus room for just $33,200, creating the perfect media room, playroom, home gym, or additional flex space tailored to your lifestyle. There's still time to personalize your finishes, colors, and design selections to make this home truly your own. Built by award-winning ECI Custom Homes, Inc., this exceptional new construction showcases the quality craftsmanship, thoughtful design, and customization opportunities that have made ECI one of the area's premier custom home builders.

Highlights

Listed by Sharon Evans , 919-271-3399 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.4

HOA Fee

600 Annually

Year Built

2026

County

Granville

Neighborhood

Hatcher Creek

Listing ID

10182358

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Air Cond:Central Air,Heat Pump

Fireplaces:Insert

Floor:See Remarks

Above Ground Sq Ft:2448

Below Ground Sq Ft:0

Basement:Crawl Space

Other:See Remarks

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,672

Taxes

HOA

$600

Home Price

$518,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,700

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,671.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,671.94	$0.08	$600.00	$3,272.02
Yearly	$32,063.25	$1.00	$7,200.00	$39,264.25
Total	$961,897.41	$30.00	$216,000.00	$1,177,927.41

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Questions about this listing?

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Schools

Neighborhood

Current Listings

Average Price

Average Days on Market

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