Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

88 Oyster Point Rd, Oriental, NC 28571

House Description

Nestled within the prestigious River Dunes community, this exceptional 0.61-acre homesite offers a unique opportunity to build your dream coastal retreat. Situated on a creekfront lot, the property offers serene water views and is just a short walk from Harbor Village--the heart of River Dunes. River Dunes is renowned for its award-winning architecture and commitment to the boating lifestyle. Residents enjoy access to Grace Harbor Marina, a 400-slip inland basin marina that provides deep-water access to the Intracoastal Waterway, Pamlico Sound, and the Neuse River. The community also features a private Harbor Club offering both formal and casual dining, a luxury spa, a provisions store, and a local café. Outdoor enthusiasts will appreciate the biking and kayaking opportunities, as well as the overall coastal living experience that River Dunes provides. This homesite is perfect for those seeking a retirement haven, a second home, or an investment property.

Highlights

Listed by Suzanne Gwaltney , 252-670-3797 Century 21 Sail/Loft Realty , 252-249-1787. Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.61

HOA Fee

2580 Annually

County

Pamlico

Neighborhood

River Dunes

Listing ID

100560890

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$618

Taxes

$77

HOA

$2,580

Home Price

$120,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$24,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$618.38

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$618.38	$76.50	$2,580.00	$3,274.88
Yearly	$7,420.62	$918.00	$30,960.00	$39,298.62
Total	$222,618.49	$27,540.00	$928,800.00	$1,178,958.49