Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

625 Plantation Pkwy, Oriental, NC 28571

House Description

Beautiful 3-bedroom, 3-bath WATERFRONT home on two wooded lots with private natural views and personal boat dock. This property features a long private driveway with circular turnaround, an oversized 2-car garage, and a separate finished bonus room above the garage--ideal for guests, office, or studio use. The main level offers a warm living room with fireplace, large windows overlooking the creek and natural scenery, and a bright 3-season room with expansive natural views. Durable vinyl siding and low-maintenance exterior. Small side deck is plumbed with propane for easy outdoor grilling. The primary suite includes an oversized tiled shower with an efficient instant propane water heater and temperature control. Additional highlights include a raised walking path to the dock, mature trees, and tranquil privacy. Located in a highly walkable and bike-friendly neighborhood, residents also enjoy access to a community clubhouse with tennis/pickleball courts and a seasonal saltwater pool. A rare opportunity to own a private nature retreat with community amenities.

Highlights

Listed by Lori K Smith , 910-389-7407 Coldwell Banker Sea Coast Advantage , 910-327-2441. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.93

HOA Fee

1050 Annually

Year Built

2002

County

Pamlico

Neighborhood

Oriental Plantation

Listing ID

100549024

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Gas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Tankless Water Heater

Air Cond:Central Air,Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile,Vinyl,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Bookcases,Ceiling Fan(s),Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Wetlands,Wooded,Boat Slip,Boat Dock,Navigable Water,Fencing: Wood,Fencing: None,Outside City Limits

Lot Dimensions:100' x 627' x 103' x 28' x 105' x 229' x 275'

Garage Capacity:2

Zoning:County N/A

Roof:Architectural Shingle

Others:Gas Log

Parking Features:Workshop in Garage,Garage Faces Front,Circular Driveway,Concrete,Garage Door Opener,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,989

Taxes

$370

HOA

$1,050

Home Price

$580,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$116,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,988.86

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,988.86	$369.75	$1,050.00	$4,408.61
Yearly	$35,866.31	$4,437.00	$12,600.00	$52,903.31
Total	$1,075,989.38	$133,110.00	$378,000.00	$1,587,099.38