Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Winding Creek Dr, Oriental, NC 28571

House Description

Waterfront opportunity! A private, waterfront bluff overlooking a small tranquil tributary of Smith Creek. This generously-proportioned .82 acre waterfront tract in Oriental Plantation is quite unique- Your homesite is a canvas of towering hardwoods which are widely distributed to offer high shade and a mature open woodland feel! Gorgeous marsh views will be yours, as will the cooling breezes! The lot also features over 65' of kayak-able waterfrontage... The land and homesite are graceful and the topography is well elevated, but with great positive drainage to the wetland fringe. This permits a homesite above the 100-year flood zone and offering privacy and beautiful habitat for the area's abundant birdlife! You'll feel as though you are living in your own personal park... Winding Creek Drive, not a thoroughfare, makes the perfect lane for afternoon walks in the shade and bike riding. This property is literally ''just around the corner'' from Oriental Plantation's amenity area - which awaits with the clubhouse, pool and tennis (or pickleball) court!! Launch your fishing boat or kayaks from the community boat ramp to enjoy the splendid opportunities unique to the vicinity's waterways - some of the best fishing in Eastern NC. Please consider this investment opportunity & come be a part of our most comfortable, friendly and welcoming neighborhood... This is your unique chance to enjoy waterfront beauty and neighborhood amenities in a most affordable way! POSSIBLE OWNER FINANCING.

Highlights

Listed by CHRIS MACHLE , 252-514-8698 TIDEWATER REAL ESTATE, INC , 252-249-9800. Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.83

HOA Fee

930 Annually

County

Pamlico

Neighborhood

Oriental Plantation

Listing ID

100486808

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$134

Taxes

$17

HOA

$930

Home Price

$26,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$5,200

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$133.98

Principal

Taxes

HOA