Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

965 Old Mill Rd, Oriental, NC 28571

House Description

Your paradise is waiting. This 3 bedroom waterfront home, has everything you could possibly dream of. Situated on 10 acres of land, the utmost privacy with landscaping throughout the home site area. Sit outside and enjoy watching the birds. Walk the scenic pathway to your pier and boat slip. The solar boat lift keeps your boat out of the water. Once you enter the house through the spacious foyer, relax by the fireplace in your living room. Enjoy scenic gardens from the sunroom or just relax on the screened in deck. After you have created a wonderful meal in your completely remodeled kitchen, spend time in the sitting room. There is an ensuite bedroom, which includes bedroom, full bath and office, on one side of the house. On the other side of the house, the master bedroom contains an outdoor sitting area overlooking the gardens. Go through the laundry room and up the stairs to third bedroom with a full bath. Go down the path to Dawson Creek to go fishing or take your boat or kayak out to just enjoy the great outdoors. The HVAC system was replaced in 2023, and the hot water heater was replaced in 2026.

Highlights

Listed by LINDA HOFF , 252-617-2508 MARINER REALTY, INC , 252-249-1014. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

10.15

HOA Fee

1500 Annually

Year Built

2003

County

Pamlico

Neighborhood

Dawson Bluff

Listing ID

100582043

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Vented Exhaust Fan, Electric Oven, Electric Cooktop, Washer, Self Cleaning Oven, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Ceramic Tile,Plank

Other:Master Downstairs,High Ceilings,Entrance Foyer,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log

Other:Public,County Water

Exterior Features

Lot:Wetlands,Wooded,Boat Slip,Boat Dock,Boat Lift,Deeded Waterfront,Navigable Water,Salt Marsh,Irregular Lot,Landscaped,Secluded,Fencing: None,Outside City Limits

Lot Dimensions:irregular

Garage Capacity:2

Zoning:Res

Roof:Architectural Shingle

Others:Garden,Storm Doors

Parking Features:Garage Faces Front,Attached,Garage Door Opener,Unpaved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,169

Taxes

$392

HOA

$1,500

Home Price

$615,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$123,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,169.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,169.22	$392.06	$1,500.00	$5,061.28
Yearly	$38,030.66	$4,704.75	$18,000.00	$60,735.41
Total	$1,140,919.78	$141,142.50	$540,000.00	$1,822,062.28