Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

9226 Hart Dr, Oriental, NC 28571

House Description

This secluded, contemporary waterfront home sits on a quiet cul-de-sac only a few minutes' drive from Oriental. The home faces southwest so you can enjoy the coastal breezes & stunning sunsets in your own backyard. The bright and spacious interior has vaulted ceilings and amazing water views from nearly every room. The kitchen has an expansive island with granite countertops, solid maple Amish built cabinets and high quality stainless steel Kitchen Aid appliances. The windows & sliding glass doors are all top-of-the-line Anderson high impact hurricane windows. This custom home is only 3 years old and was designed to be maintenance free with board and batten vinyl siding, standing seam aluminum roof, stone landscaping, LVP flooring, Trex decking with stainless steel cable railings, concrete dock and spray foam insulation. The concrete hog slat dock has a boat house with a lift and a drop down area for launching kayaks. Enjoy the Hot Springs spa seamlessly integrated with a custom built deck offering a luxurious retreat. The large rear deck and screened porch overlook the river and offer a tranquil place to enjoy the abundant wildlife. Come enjoy life on the water in this peaceful waterfront oasis only a short boat ride to the coast!

Highlights

Listed by Andrea Ochoa , 704-705-8008 Collective Realty LLC , 704-705-8008. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.12

HOA Fee

30 Annually

Year Built

2023

County

Pamlico

Neighborhood

Buccaneer Bay

Listing ID

100565827

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$4,890

Taxes

$605

HOA

$30

Home Price

$949,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$189,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,890.39

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,890.39	$604.99	$30.00	$5,525.38
Yearly	$58,684.71	$7,259.85	$360.00	$66,304.56
Total	$1,760,541.25	$217,795.50	$10,800.00	$1,989,136.75