Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1393 Long Pond Rd SW, Ocean Isle Beach, NC 28469

House Description

Live your best beach life in this stunning 3-bedroom plus bonus room, 2-bath corner lot home in the highly desirable Retreat at OIB community. Designed for relaxation, this home greets you with vaulted ceilings, an open-concept layout, and serene views of the pond and heavily wooded, private lot. The gourmet kitchen is a chef's delight, featuring quartz countertops, upgraded lighting, stainless steel appliances, and a large island perfect for entertaining. Enjoy coastal living with premium appointments like plantation shutters, wood blinds, and a recently added enclosed sunroom that looks out to your fenced-in, professionally landscaped backyard. The primary suite offers a large walk-in closet, a spa-like bath with a double vanity and a huge walk-in tiled shower. Additional perks include a 2-car garage with custom storage shelving and your own private outdoor shower to wash off the sand after a day at the beach. Golf cart to Ocean Isle Beach, dive into the community pool, or stroll to nearby restaurants and cafes. Whether a quiet second home getaway or a full-time paradise, this home is a rare find.

Highlights

Listed by Tami L Rash , 919-522-2041 Intracoastal Realty Corporation , 910-579-3050. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

2936 Annually

Year Built

2020

County

Brunswick

Neighborhood

Retreat At OIB

School District

Brunswick County Schools

Listing ID

100566164

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Level,Corner Lot,Wooded,Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: Fenced,Outside City Limits

Lot Dimensions:77x140x74x61x110'

Garage Capacity:2

Zoning:Oi-R-2M

Roof:Architectural Shingle

Others:Outdoor Shower,Irrigation System,Cluster Mailboxes

Parking Features:Garage Faces Front,Concrete,Garage Door Opener,Lighted,Off Street,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,344

Taxes

$414

HOA

$2,936

Home Price

$649,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$129,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,344.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,344.43	$413.74	$2,936.00	$6,694.17
Yearly	$40,133.17	$4,964.85	$35,232.00	$80,330.02
Total	$1,203,995.02	$148,945.50	$1,056,960.00	$2,409,900.52