Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

584 Morely Cir SW, Ocean Isle Beach, NC 28469

House Description

Luxury Coral Bay design by Horizon Homes in Barrington Place, the premier neighborhood of Ocean Ridge Plantation. This 3BR/3BA home exceeds the community's high architectural standards and offers lowmaintenance living with fiberglass columns, composite siding/decking, and 50-year shingles. Gourmet kitchen features Wolf cooktop, Wolf double wall ovens, oversized refrigerator, Asko dishwasher, drawer microwave, beverage cooler, walk-in pantry, and a large granite island with seating and storage. Light-filled Carolina Room with trackless sliding doors. High-end finishes include hickory floors, solid-core doors, 7¼'' baseboards, fireplace, vaulted and tray ceilings, and extensive crown molding. Owner's suite features a private climate zone (one of three) and enhanced insulation. Upstairs bonus suite with full bath--ideal for guests or flex space. Insulated 2-car garage plus golf cart garage with quiet belt-drive doors. Energy-efficient with Low-E windows, 15 SEER HVAC, WiFi thermostats, and tankless water heater. ADA-compliant 32'' doorways. Ocean Ridge stands among the most sought-after communities along the Carolina coast, where luxury living meets an exceptional resort-style lifestyle. Known for a relaxed pace, residents enjoy exclusive access to a private oceanfront beach club on award-winning Sunset Beach, 72 holes of championship golf across four courses, clubhouses, a comprehensive fitness and wellness center, indoor and outdoor pools, sauna, steam room, hot tub, a wading pool, tennis and pickleball courts, miles of scenic walking and biking trails, nature parks, community gardens, and beautifully maintained gathering spaces. The community features security stationed at the Hwy 17 entrance during evening and overnight hours. With more than 100 social clubs and vibrant year-round events, Ocean Ridge offers endless opportunities to relax, connect, explore, and savor every day. Natural beauty, premier amenities, and a true sense of community. Buyer to verify: The Town of Sunset Beach / GSATS-adopted NC 904 Corridor Study (May 2026) is attached in MLS documents. Buyer and buyer's agent are encouraged to review the full study and direct questions to the Town of Sunset Beach and NCDOT.

Highlights

Listed by Roberta C Inzalaco , 201-741-5236 and Robert W Moss , 910-523-2500 Ocean Ridge Plantation Real Estate Sales , 800-556-6570. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.37

HOA Fee

2651 Annually

Year Built

2026

County

Brunswick

Neighborhood

Ocean Ridge Plantation

School District

Brunswick County Schools

Listing ID

100561847

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Gas Cooktop, Built-In Microwave, Refrigerator, Double Oven, Disposal, Dishwasher, Tankless Water Heater, Cooktop

Air Cond:Zoned,Heat Pump

Fireplaces:

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,926

Taxes

$733

HOA

$2,651

Home Price

$1,150,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$230,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,926.19

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,926.19	$733.13	$2,651.00	$9,310.31
Yearly	$71,114.24	$8,797.50	$31,812.00	$111,723.74
Total	$2,133,427.23	$263,925.00	$954,360.00	$3,351,712.23