Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

90 W 1st St, Ocean Isle Beach, NC 28469

House Description

Welcome to Beautiful Ocean Isle Beach. This is the last 2nd Row Lot available on the West side of OIB. Preselling a NEW Fully Custom 2500 Sq ft Home. Reverse and Open Floor plan with Heavy Coastal Trim Package, Higher end Appliances, Cathedral Ceiling in Great room/ Kitchen. This home offers 5 BD and 5 BTH to maximize rental potential. Located just a short walk from the Shelby Street public access, as well as the OIB Pier, Park, Shops, Restaurants and bars, Putt Putt , and the Museum. Includes Pool with Heater, 3- Stop Elevator, Tiki bar/ Grill area, Artificial Turf around pool, with Privacy Wall. A Rinnai Water Heater, and Whole House Backup Generator are also included. This home features Waterproofed Porches with Finished Ceilings on all levels, Sundeck on Front/Ocean side of Home. This home will also have four garage doors. The two Garage doors on the back of the home will allow you to open up to the pool and yard areas. Custom Built platform beds are also included in the Specs for this home. This house plan can be altered to truly customize it for the Buyers. Please see the detailed Specs located in the Documents. More Details Available upon Request.

Highlights

Listed by Brian E Robinett , 910-685-0999 Brian E. Robinett , 910-685-0999. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.12

Year Built

2026

County

Brunswick

Neighborhood

Ocean Isle Beach Island

School District

Brunswick County Schools

Listing ID

100557710

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Convection Oven, ENERGY STAR Qualified Appliances, Tankless Water Heater, Cooktop, Generator, Generator

Air Cond:Ceiling Fan(s),Heat Pump,Multi Units

Fireplaces:

Floor:LVT/LVP,Tile

Other:High Ceilings,Whole-Home Generator,Bookcases,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-in Shower,Wet Bar,Built-in Features

Other:County Water

Exterior Features

Lot:Level,Second Row,Landscaped,Fencing: Back Yard,Fencing: Fenced

Lot Dimensions:50 x 100

Garage Capacity:4

Zoning:Oi-R-1

Roof:Aluminum

Others:Outdoor Shower,DP50 Windows,Outdoor Grill,Thermal Doors

Parking Features:Garage Faces Front,Gravel,Concrete,Garage Door Opener,Garage,Underhouse,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$10,822

Taxes

$1,339

Home Price

$2,100,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$420,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$10,821.73

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$10,821.73	$1,338.75	$0.00	$12,160.48
Yearly	$129,860.79	$16,065.00	$0.00	$145,925.79
Total	$3,895,823.63	$481,950.00	$0.00	$4,377,773.63