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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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92 W First St , Ocean Isle Beach, NC 28469
$1,540,000
Est. Payment: $7,935.94/mo
5 Bed
6 Bath
2496 Sqft
Status: active | Days on site: 60
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A thoughtfully designed ocean-view retreat offering the ideal blend of coastal living and investment potential. Located just a few homes from direct beach access on beautiful Ocean Isle Beach, this spacious five-bedroom, five-and-a-half-bath home embraces the best of island living while generating rental income with summer rental stays at a rate of ~$866.+/night. Designed to maximize ocean views and coastal breezes, the reverse floor plan places the primary living spaces on the upper level, where an expansive open-concept layout seamlessly connects the kitchen, dining area, and living room. The owner's suite and a convenient powder room complete this level. Lots of windows all with archectectural interest of transoms, built in livingroom cabinetry on either side of gas fireplace. Deep covered and open decks extend the living space outdoors, creating the perfect setting for morning coffee, afternoon relaxation, and evenings by the sea. All five bedrooms feature private en-suite baths and direct access to deck spaces, offering exceptional comfort and privacy for owners and guests alike. Four guest suites are located on the first floor, along with a spacious foyer that easily functions as a second living area, media room, or game space. Outside, a private in-ground pool, outdoor shower, mature palms, fenced backyard, and low-maintenance artificial turf create an inviting coastal retreat designed for enjoyment rather than upkeep. Additional features include a tankless water heater, abundant storage, enclosed golf cart garage, ground floor refrigerator, and generous covered space beneath the home ideal for entertaining, relaxing in a hammock, or creating your own tiki-bar-inspired gathering area. Whether you're seeking a luxury beach getaway, a multi-generational retreat, or a proven income-producing property, this home offers a rare combination of ocean views, beach proximity, spacious accommodations, and low-maintenance ownership. For those new to the area, Ocean Isle Beach is a cherished coastal destination known for its wide sandy beaches, welcoming atmosphere, and exceptional amenities. Residents and visitors enjoy a marina, public boat launch, fishing pier, oceanfront community center, youth park, seasonal concerts at the bandshell, island dining, and convenient access to a regional executive airport. This property offers an attractive combination of location, lifestyle, and investment performance. Schedule your private showing and discover why so many families choose Ocean Isle Beach as their home away from home.

Highlights

Listed by Diane Dalen , 910-232-7223 A Pearl in a Shell , 910-232-7223. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

Year Built

2005

County

Brunswick

Neighborhood

Not In Subdivision

School District

Brunswick County Schools

Listing ID

100578771

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Dishwasher, Tankless Water Heater, Cooktop
Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump
Fireplaces:Gas Log
Floor:LVT/LVP,Vinyl,Carpet,Ceramic Tile
Other:Sound System,Entrance Foyer,Ceiling Fan(s),Furnished,Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Built-in Features,Gas Log
Other:County Water

Exterior Features

Lot:Second Row,Landscaped,Fencing: Back Yard,Fencing: Vinyl
Lot Dimensions:48 x 101 x 50 x 101
Garage Capacity:0
Zoning:Oi-R-1
Roof:Composition
Others:Outdoor Shower,Outdoor Grill,Thermal Doors
Parking Features:Golf Cart Parking,Covered,Gravel,Off Street,Paved,Storage
Principal Interest
$7,936
Taxes
$982

Home Price

$1,540,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$308,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,935.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,935.94 $981.75 $0.00 $8,917.69
Yearly $95,231.24 $11,781.00 $0.00 $107,012.24
Total $2,856,937.33 $353,430.00 $0.00 $3,210,367.33

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Ocean Isle Beach, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:48:12.000Z

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