Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

92 E Second St, Ocean Isle Beach, NC 28469

House Description

MAJOR $127K PRICE REDUCTION! Now the lowest-priced, move-in ready beach home of its kind--just steps from the sand on highly sought-after E. Second Street! Step into elevated coastal living with this stunning, updated Ocean Isle Beach retreat. Boasting spectacular ocean and canal views, this home is completely turnkey and even features a fenced backyard with ample room for a future pool. Spanning 1,528 sq. ft. of sun-drenched living space, this home offers 4 bedrooms, 3 full baths, and a convenient 3-stop elevator for effortless access. PREMIUM UPDATES & FEATURES: *Move-In Ready Peace of Mind: Features a brand-new roof (2020), all-new windows and doors, fresh paint, and modern new flooring throughout. *Main Level: Soaring ceilings and natural light frame the open living area. The kitchen features newer stainless steel appliances and a charming box bay window--ready for your personal touches! Two bedrooms, a full bath, and a laundry closet with a new GE stackable washer/dryer complete this level. *Upper Level: A versatile loft/flex space looks out to breathtaking ocean vistas--perfect for a reading nook or play area. The primary suite features captivating ocean views and a private ensuite. A fourth bedroom offers its own ensuite with peaceful canal views. *Luxury Baths: Both upstairs bathrooms were completely renovated (2025/2026) with high-end, modern finishes. *Bonus Spaces: Take in unforgettable sunrises from the rooftop widow's walk, or utilize the spacious ground-level workshop for beach gear and projects. THE LOCATION: Leave the car in the driveway! You are a short walk away from OIB's best attractions, including the Museum of Coastal Carolina, town park, putt-putt, coastal dining, and the iconic Ocean Isle Beach Pier. INVESTMENT POTENTIAL: Whether you are looking for a cherished family second home or a high-performing investment, this property shines. Rental projections show a strong gross annual potential of $29,000 to $40,000, offering an incredible opportunity to offset expenses. Don't miss the best value on the island--schedule your private viewing today and start living the beach life!

Highlights

Listed by Stephanie M Reeves , 910-209-2259 Coldwell Banker Sloane Realty OIB , 910-579-1144. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

Year Built

1993

County

Brunswick

Neighborhood

Not In Subdivision

School District

Brunswick County Schools

Listing ID

100562748

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s),Multi Units

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),High Ceilings,Elevator,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,481

Taxes

$554

Home Price

$869,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$173,900

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,480.71

Principal

Taxes