Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2831 Lockland Dr, Oak Ridge, NC 27310

House Description

Open House August 2nd 2-4 pm. Welcome to this elegant 4-bedroom, 4-bath custom home by RS Dezern. This stunning residence features a dramatic two-story great room anchored by an impressive stone fireplace with gas logs & custom floating built-ins. The impressive chef’s kitchen features a large center island with Thermador appliances including a 60 inch double oven, gas cooktop with griddle and double fridge/freezer. You will fall in love with the large walk -in pantry. Retreat to the main-level primary suite, a private sanctuary featuring a spa-inspired bath. A spacious guest suite on the main level adds comfort & convenience for visitors. Sliding doors from the family rm open to a beautiful covered porch, creating effortless indoor-outdoor living. Upstairs, the home continues to impress with 2 additional bedrooms, office & bonus room. And for pet lovers, don’t miss the charming “doggie room” tucked neatly under the stairs—a thoughtful and unique touch that truly sets this home apart.

Highlights

Listed by Jason Thomas Smith , 336-451-4921 and Tonya L. Gilbert , 336-215-7138 Howard Hanna Allen Tate Summerfield , 336-485-1881. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

0.92

HOA Fee

600

Year Built

2026

County

Guilford

Neighborhood

Manderley

Listing ID

1217056

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Microwave, Dishwasher, Gas Cooktop, Gas Water Heater, Tankless Water Heater

Air Cond:Central Air

Fireplaces:Gas Log,Great Room

Floor:Carpet,Engineered Hardwood,Tile

Basement:Crawl Space

Other:Great Room,Built-in Features,Ceiling Fan(s),Dead Bolt(s),Freestanding Tub,Kitchen Island,Pantry,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$6,699

Taxes

$829

HOA

$600

Home Price

$1,300,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$260,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,699.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,699.17	$828.75	$600.00	$8,127.92
Yearly	$80,390.01	$9,945.00	$7,200.00	$97,535.01
Total	$2,411,700.35	$298,350.00	$216,000.00	$2,926,050.35