Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

322 NE 57th St, Oak Island, NC 28465

House Description

PRICE IMPROVEMENT BELOW Appraised Value completed in April 2026. Motivated Sellers!! Welcome home to Coastal Living featuring this newly updated and charming 3-bed, 2-bath ranch centrally located on Oak Island, North Carolina. Featuring 1,689 square feet of comfortable coastal living with new LVP flooring throughout the home, new paint and updated fixtures. Enter the home from large rocking chair porch and screen porch on one side. Immerse yourself in the fully fenced in back yard featuring new back deck, outdoor shower, concrete pad and a shed for storage; perfect for pets, entertaining, or relaxing in the island breeze. Centrally located, direct access to the beach and minutes away from shops, dining, and all the best Oak Island amenities. A wonderful blend of convenience, comfort, and coastal charm. Recent April 2026 appraisal completed-- property is now listed below appraised value. The listed price reductions are from the Sellers strategically adjusting the pricing to align with current market conditions, not due to property condition. Home has been well maintained with no known issues. Excellent opportunity for buyers seeking value and potential instant equity in a beach property. Book your showing today!!

Highlights

Listed by Stephanie M Black , 704-516-1232 Coldwell Banker Sea Coast Advantage , 910-294-0700. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.22

Year Built

1993

County

Brunswick

Neighborhood

Tranquil Harbour Island

School District

Brunswick County Schools

Listing ID

100559146

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Convection Oven, Cooktop, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Tray Ceiling(s),Ceiling Fan(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,427

Taxes

$424

Home Price

$665,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$133,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,426.88

Principal

Taxes