Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

228 NE 38th St, Oak Island, NC 28465

House Description

Discover modern coastal living in this beautifully crafted custom home built in 2023, ideally situated just a few blocks from direct beach access on Oak Island. w/ just under 2,000 sq. ft., this thoughtfully designed 3 bedroom, 2.5 bath residence blends elevated style & everyday comfort. Step inside & enjoy the convenience of a private elevator, guiding you effortlessly between levels. The bright, open floor plan showcases quality finishes, abundant natural light, & a seamless flow perfect for relaxing or entertaining after a day on the shore. The well appointed kitchen, comfortable living spaces, & serene bedrooms offer a peaceful escape. The primary suite provides a spa like experience, while the guest rooms ensure comfort for family & friends. The ground level features a 2 car tandem garage w/ additional flex space--ideal for a future kitchenette, workshop, or all the toys that come w/ island living. Outside, you'll find generous covered areas that invite your imagination: create an outdoor lounge, game area, tiki bar, or simply enjoy the coastal breeze in your own shaded retreat. Located in one of Oak Island's most desirable pockets, this home offers quick access to sandy beaches, local shops, dining, & the relaxed coastal lifestyle that makes the island so special. Whether you're seeking a full time residence, vacation getaway, or investment opportunity, this property delivers exceptional quality & versatility. Enjoy all the amenities that the Town of Oak Island offers such as concerts in the park, golf, tennis, basketball, splash pad, dog park, picnic area, boat launches, public docks and water access with NO HOA fees! The Oak Island Golf Course and Duffers Restaurant is nearby. Downtown Southport with its historic district is a short drive away and offers specialty shops and a variety of dining options on the Cape Fear River looking out to Bald Head Island. Don't miss this slice of paradise!

Highlights

Listed by London Scialdone , 704-280-3516 Southern Realty Advantage LLC , 910-933-6223. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2023

County

Brunswick

Neighborhood

Tranquil Harbour Island

School District

Brunswick County Schools

Listing ID

100565490

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,380

Taxes

$542

Home Price

$849,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$169,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,379.71

Principal

Taxes