Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

146 NE 13th St, Oak Island, NC 28465

House Description

Welcome to your fully renovated coastal retreat at 146 NE 13th Street on Oak Island! This beautifully updated 3-bedroom, 2-bath home offers 1,140 square feet of thoughtfully designed living space, combining modern finishes with the relaxed charm of beach living. Inside, you'll find an inviting open-concept floor plan with durable luxury vinyl plank flooring throughout, creating a bright and seamless space for everyday living and entertaining. The updated kitchen features brand-new appliances, while both bathrooms have been tastefully renovated with stylish tiled showers. Major upgrades have already been completed, including a new roof, new HVAC system, and new windows throughout, providing added value, energy efficiency, and peace of mind. Step outside to enjoy your own private backyard oasis. Mature trees provide exceptional shade and privacy, while the professionally landscaped yard enhances the home's coastal appeal. The fully fenced backyard offers the perfect setting for pets, entertaining guests, or relaxing around the fire pit after a day at the beach. Ideally located in the heart of Oak Island, this home is just five streets from the 9th Street beach walkover and only a short golf cart ride or drive to public beach access, restaurants, shopping, and local attractions. Sold fully furnished, this property is completely turnkey and ready for immediate enjoyment or continued rental success. The home has generated over $31,000 in rental income year to date, with additional bookings already on the calendar for the remainder of the year, demonstrating a strong and established rental history. Even more impressive, these rental figures were achieved without the addition of a pool or a golf cart, leaving significant opportunity for a future owner to further enhance guest appeal and potentially increase rental revenue. Whether you're looking for a primary residence, vacation getaway, or income-producing investment, this move-in-ready beach home offers outstanding value and exceptional upside.

Highlights

Listed by The Shoreline Group , 910-477-8045 and Matt Woodrow , 704-804-8407 Coastal Lights Realty , 910-278-5523. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

1997

County

Brunswick

Neighborhood

Tranquil Harbor

School District

Brunswick County Schools

Listing ID

100586638

Questions about this listing?

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Payment Breakdown

Principal Interest

$2,242

Taxes

$277

Home Price

$435,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$87,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,241.64

Principal

Taxes