Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

137 NE 4th St, Oak Island, NC 28465

House Description

Welcome to your ideal Oak Island beach house, where coastal charm meets modern comfort. This beautifully updated 3-bedroom, 2-bath coastal cottage offers the perfect opportunity for a primary residence, vacation home, or short-term rental investment in one of North Carolina's fastest-growing beach communities. Inside, you'll find a light-filled, open layout with thoughtful updates throughout, creating a relaxed and inviting space designed for easy coastal living. The home blends functionality with charm, making it move-in ready and ideal for both everyday living and hosting guests. Step outside to enjoy true indoor-outdoor living. The large fenced yard is perfect for pets, entertaining, or adding future outdoor features. A screened-in porch provides the perfect space for morning coffee or evening relaxation, while the upper and lower decks offer multiple areas to enjoy sunshine, coastal breezes, and outdoor dining. Located just minutes from Oak Island beaches, public beach access, dining, shopping, and local attractions, this home offers both convenience and lifestyle. Whether you're looking for a beach getaway, investment property, Airbnb/VRBO opportunity, or full-time coastal residence, this home checks all the boxes. Newly replaced HVAC system, and transferrable termite bond for added peace of mind. Don't miss your chance to own a piece of Oak Island real estate and experience the best of North Carolina coastal living.

Highlights

Listed by Tara L Diggs , 910-363-0124 Howard Hanna Allen Tate , 800-210-0321. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2005

County

Brunswick

Neighborhood

Tranquil Harbor

School District

Brunswick County Schools

Listing ID

100564020

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$2,576

Taxes

$319

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes