Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

114 NE 31st St, Oak Island, NC 28465

House Description

Welcome to The Coquina Plan, this home is the 2026 Parade of Homes AWARD WINNER! Built by ELAN HOMES, a local, award winning builder. Welcome to 114 NE 31st Street, Oak Island, NC, where coastal elegance meets thoughtful design in the beautifully crafted Coquina plan by local quality builder Elan Homes, LLC. This home is completed and ready for it's newest beach homeowners. Designed with both everyday living and relaxed island entertaining in mind, this brand-new residence offers a timeless exterior paired with a highly functional, light-filled interior layout. The Coquina plan features approximately 2,801 square feet of heated living space, thoughtfully arranged to provide comfort, privacy, and flexibility. The main living level welcomes you with an open-concept design where the kitchen, dining area, and family room flow seamlessly together, creating an inviting space for gatherings large or small. The kitchen is designed to impress with abundant cabinetry, generous counter space, and a layout that opens directly to the dining and living areas--ideal for coastal entertaining.A primary suite on the main level offers a peaceful retreat, complete with a spacious en-suite bath and walk-in closet. Also on the main floor is a dedicated office or flex space, perfect for working from home or accommodating guests. Upstairs, additional bedrooms, bathrooms, and a versatile loft area provide plenty of room for family, visitors, or a secondary living space.Outdoor living is equally impressive, with both front and rear porches that invite you to enjoy ocean breezes and quiet island evenings. A two-car garage adds convenience and storage, while the home's elevated coastal construction reflects the durability and craftsmanship Elan Homes is known for. Located in a desirable area of Oak Island, 114 NE 31st Street places you just minutes from beaches, local dining, shopping, and all the coastal lifestyle amenities Oak Island has to offer. This is a rare opportunity to own a brand-new, thoughtfully designed home built by a trusted local builderperfect as a primary residence, second home, or investment property.

Highlights

Listed by Lindsey M Jenkins , 910-368-9626 Century 21 Collective , 910-233-7647. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2025

County

Brunswick

Neighborhood

Not In Subdivision

School District

Brunswick County Schools

Listing ID

100546665

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$4,375

Taxes

$541

Home Price

$849,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$169,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,375.07

Principal

Taxes