Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 NE 21st St, Oak Island, NC 28465

House Description

Seller is motivated - don't miss this opportunity!! Beautifully maintained coastal retreat on Oak Island offering a flexible layout ideal for a primary residence, vacation home or investment property. The ground level features an oversized storage/workshop area, and a convenient half bath - perfect after a day at the beach. Enjoy the outdoor shower and ample covered space beneath the home for entertaining, relaxing or storing a boat or golf cart. The main level offers a bright, open concept layout with the primary suite, two additional bedrooms, a full bath, and a spacious laundry room. A large screened-in porch and rear deck provide great spaces for outdoor dining, grilling or enjoying the coastal breeze. The upper level includes an oversized bonus room with a full bath, ideal for a guest suite, office or additional living area. Recent updates include a Fortified roof (2024), multiple window replacements, newer appliances, and updated HVAC. Located just a short distance to the scenic walkway with direct beach access and less than 10 minutes to the nearest boat launch, parks, shops and restaurants, this home offers the best of Oak Island living.

Highlights

Listed by Hamilton Realty Group , 888-584-9431 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2003

County

Brunswick

Neighborhood

Not In Subdivision

School District

Brunswick County Schools

Listing ID

100559044

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl,Hardwood

Other:High Ceilings,Kitchen Island,Ceiling Fan(s),Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,092

Taxes

$382

Home Price

$599,995

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$119,999

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,091.90

Principal

Taxes